No Flood Insurance? Here’s What To Do

9/14/2022 (Permalink)

Visit the FEMA website and learn about your coverage options

Applying for Federal Assistance

Did a devastating flood recently hit your home, and you are left feeling helpless because you do not have flood insurance? Help is available if you lived through a federal disaster. Keep reading for more information on applying for federal assistance.

FEMA Grants

If you live in a disaster-designated county, you may be eligible for this coverage. These grants can help you and your family afford the following expenses:

• Medical and dental care for issues that were caused by the flood
  
• Home repairs related to the flood
  
• Underinsured and uninsured loss of personal property
  
• Funeral expenses necessitated by the flood
  
• Temporary housing needs
  
  

There are other expenses that may be covered as well. If you live near a flood plain and recently experienced a disaster-related to it, it is time to visit www.fema.gov to learn more about the federal flood insurance application process. Be prepared for a federal inspector to visit your property.

Cleanup Assistance

If you need help with water damage in the meantime, a Hilton Head, SC, residential storm damage restoration specialist should be able to help. Most companies have technicians that are used to emergencies of this kind and can quickly set up a cleanup plan that will put your home on the path to recovery. If you are worried about being denied your federal insurance, know that you should still be covered for any damage as long as you take before and after pictures and save your receipts from repair work.

Help Is Available

A flood can be stressful for any homeowner. Not having flood insurance can make such a disaster even more worrisome. The best plan of action after a flood is to visit the FEMA website and learn about your coverage options - and seek professional cleanup assistance from a storm damage company. Help almost always exists after a regional tragedy. You just need to have a plan in place, so you know where to find it.